Privacy Policy
LendBNB is a loan program operated by Vesta Lending.
All privacy practices outlined below reflect the standards and obligations of both Vesta Financial Group, LLC, DBA Vesta Lending and its affiliated programs, including LendBNB.
Last updated: November 12, 2020
This Privacy Policy describes our policies and procedures on the collection, use, and disclosure of your information when you use the Service and tells you about your privacy rights and how the law protects you.
We use your personal data to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this Privacy Policy.
Interpretation and Definitions
Interpretation
The words with initial capital letters have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or plural.
Definitions
For the purposes of this Privacy Policy:
Account means a unique account created for you to access our Service or parts of our Service.
Business, for the purpose of the CCPA (California Consumer Privacy Act), refers to the Company as the legal entity that collects Consumers’ personal information.
Company (referred to as “the Company,” “We,” “Us” or “Our”) refers to LendBNB by Vesta Lending, a program operated by Vesta Financial Group, LLC.
Consumer means a natural person who is a California resident.
Cookies are small files placed on your device by a website, used for tracking and storing browsing activity.
Country refers to the United States.
Device means any device that can access the Service.
Do Not Track (DNT) is a browser setting to control tracking across websites.
Personal Data is any information relating to an identified or identifiable individual.
Sale under the CCPA refers to disclosing personal information to third parties for value.
Service refers to the website and associated offerings.
Service Provider means any third party who processes data on behalf of the Company.
Third-party Social Media Service refers to login or sharing integrations through social platforms.
Usage Data refers to automatically collected data generated by your activity on the Service.
Website refers to LendBNB by Vesta Lending, accessible from https://www.lendbnb.com
You means the individual or entity using the Service.
Collecting and Using Your Personal Data
Types of Data Collected
Personal Data We may collect the following personally identifiable information:
Email address
First and last name
Phone number
Address, State, ZIP/Postal code, City
Usage data
Usage Data Usage Data is collected automatically and may include:
Your device’s IP address
Browser type and version
Pages visited and time spent
Device identifiers and diagnostics
When using a mobile device, we may also collect device type, operating system, and browser type.
Tracking Technologies and Cookies We use cookies and similar technologies to enhance and analyze our Service. You can refuse cookies via browser settings. We use:
Essential Cookies (Session)
Consent Cookies (Persistent)
Functionality Cookies (Persistent)
Analytics/Performance Cookies (Third-party, Persistent)
See our full Cookie Policy for more information.
Opting Out
Our partners may use non-cookie technologies. To opt out of interest-based advertising:
For California Residents Only (CCPA)
This section applies to California residents. Under CCPA, you have rights including:
Right to notice
Right to access personal information collected
Right to say no to the sale of personal data
Right to delete personal data
Right not to be discriminated against
To exercise your rights, contact us or visit our “Do Not Sell My Personal Information” link.
Use of Your Personal Data
We use your information to:
Provide and maintain the Service
Manage your Account
Process contracts and service agreements
Contact you via email, SMS, or app notifications
Send promotional offers (if you’ve opted in)
Respond to customer support inquiries
Sharing Your Personal Data We may share your data:
With Service Providers
During business transfers
With affiliates and business partners
With other users (if applicable)
Data Retention and Transfer
We retain Personal Data as long as necessary for service fulfillment and legal compliance. Data may be processed outside your jurisdiction, and we ensure appropriate security measures during transfers.
Disclosure of Data
We may disclose your data:
To comply with legal obligations
To protect company rights
To investigate fraud or abuse
In connection with business transactions
Data Security
We use industry-standard security measures, but no method of data transmission or storage is 100% secure.
Analytics and Marketing
Google Analytics We use Google Analytics to track user behavior. You may opt out with the Google Analytics Opt-out Add-on.
Email Marketing You may receive newsletters or promotions. You can unsubscribe at any time.
Remarketing We may show ads based on past visits using:
Google Ads
Facebook Ads
NextRoll (AdRoll)
Each platform provides opt-out mechanisms.
Do Not Track (CalOPPA)
Our Service does not respond to DNT signals. Set preferences in your browser accordingly.
California Minors
California residents under 18 may request removal of content they’ve posted. Contact us with the associated account email.
External Links
We are not responsible for third-party sites linked through our Service. Review their privacy policies independently.
Changes to This Privacy Policy
We may update this Privacy Policy and will notify you of changes via email or a notice on our website. Continued use of the Service constitutes acceptance of the revised terms.
Contact Us
If you have any questions about this Privacy Policy, you can contact us:
Email: Alex@vestalending.com
LendBNB is a loan program operated by Vesta Lending. All privacy practices outlined above reflect the standards and obligations of both Vesta Lending and its affiliated programs.