Get Approved for Your Next Vacation Rental.

LendBNB by Vesta Lending makes it easy to get funded fast.

No Tax Returns, No W2s, No Job History Required.

Get Started

Get Approved for Your Next Vacation Rental.

Secure financing based on rental income—not personal income. No tax returns. No W2s. No job history.

LendBNB by Vesta Lending makes it easy for short and long-term rental investors to get funded fast.

Get Started

Finally, a Loan that's Built for Investors.

EasyINVEST Program by LendBNB

Fund It Here. List It Anywhere.

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vrbo
expedia
vacas
booking.com
tripadvisor

No Income Verification Needed.

  • No W2s or tax returns required
  • No employment or job history needed
  • No debt-to-income (DTI) ratio limits
  • Approval based on the property’s income
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Investor-Friendly Loan Terms

  • Finance short-term or long-term rentals
  • Close in your personal name or LLC
  • No cap on number of financed properties
  • Purchase price up to $2 million

Fast and Flexibile Funding

  • Approval based on DSCR (Debt Service Coverage Ratio)
  • Secure Funding up to 80% loan-to-Value
  • Purchase, Refinance, and Cash-Out Options
  • Foreign Nationals Welcome!
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How LendBNB Works

  • Apply Online
    Tell us about your deal and rental goals.
  • We Analyze the Property’s Cash Flow
    We calculate DSCR (Debt Service Coverage Ratio) using actual or projected income.
  • You Get Approved
    No personal income verification required.
Get Started

Is LendBNB Right for You?

First Time Investors
Experienced Investors

First Time Investors

New to vacaction rental investing? We make it easy to get started.

  • Qualify without complex financial paperwork
  • No job history or Tax Returns Needed
  • Loans based on Rental Income Potential
  • Ideal for first-time Airbnb/VRBO hosts
  • Expert Support from Mortgage Pros
  • Start building your wealth through real estate today
first time

New to Vacation Rental Properties?

Download Our FREE E-Book for Beginners
experienced

Experienced Investors

LendBNB is built for scaling your short-term rental portfolio with ease.

  • Purchase new Airbnb and VRBO Properties
  • Refinance Existing Rentals to improve terms
  • Tap into equity with cash-out refinance
  • Close in your personal name or LLC
  • Skip Tax Returns, w2s, and DTI Calculations
  • Avoid traditional loan red tape
  • Finance multiple properties at once
A+ Rating with the Better Business bureau
Eligible in 35 States
Millions in Funded Short-Term Rentals
Perfect Rating with Google Reviews

Over 180 5 Star Google Reviews

why us?

Powered by Vesta Lending - A Trusted Mortgge Partner.

LendBNB is backed by Vesta Lending, a seasoned mortgage lender with a proven track record helping real estate investors succeed.
With nationwide coverage and deep experience in DSCR lending, we know what it takes to grow smarter and faster.

What Our Clients Have to Say...

I believe God puts the right people in your life at the right time. I can't express enough what it's meant for me to meet and work with Alan. He assured me he would help me and didn't stop working until I was taken care of. We need more dedicated, customer service oriented people such as him out there. Thank you Alan for everything
Diana H.
These guys are absolutely awesome! They were very prompt and had very good communication the whole process! They even followed up to make sure I was happy with everything. I'd recommend them to anyone, don't hesitate to use them!
Kenny G.
Working with Lendbnb was an amazing experience from start to finish. He was quick to respond to every question and genuinely made the whole mortgage process feel easy and stress-free. Thanks to his hard work and attention to detail, we were able to close much faster than expected. I’d highly recommend Alan and his team to anyone who wants a smooth, reliable, and transparent mortgage experience—you’re in great hands!
Hassan S.
Working with Alan at LendBNB has been a wonderful experience. I have never had a refinance like this before. He got me the best rate out there even when he saw it drop he called me right away to refinance my loan. He took time to explain the whole process from start to finish and ensured a smooth process. I would highly recommend Lendbnb for anyone in the market!
Alex E.

Let's get you funded.

Answer a few quick questions and we’ll reach out with next steps—no pressure, no commitment.

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Download First Time AirBNB Investors E-Book for Free!

Just fill out the quick form below to download.